CaliToday (11/11/2025): The proposal seeks to replace direct payments to insurance companies with funds deposited into individual, HSA-style health accounts.
WASHINGTON D.C. – A significant legislative push is underway in Washington after Senator Rick Scott (R-FL) announced he is drafting a new healthcare bill at the direct request of President Donald Trump.
The bill's objective is to fundamentally alter the Affordable Care Act (ACA) subsidy structure, redirecting billions in federal funds away from insurance corporations and directly into the hands of American citizens.
Senator Scott confirmed the initiative on X (formerly Twitter), stating: "I'm writing the bill right now! We must stop taxpayers' money from being funneled to insurance companies. Instead, give that money directly to people through an HSA-style health account, letting them choose the healthcare that's right for them. This will increase competition and lower health costs nationwide."
The move quickly garnered high-profile support from colleagues. Senator Ron Johnson (R-WI) also posted his endorsement, writing: “The President is absolutely right, and Rick Scott is the perfect person to draft this bill. No one understands the American healthcare system better than Rick.”
This proposal represents a direct challenge to the current framework of the ACA (often called Obamacare), which relies on subsidies known as Advance Premium Tax Credits being paid to insurance companies to lower the monthly premiums for eligible individuals.
If passed, this legislation would end that payment system. Proponents argue that the move would empower consumers by creating a "consumer-driven" market, where individuals manage their own healthcare funds. They contend that this would force insurance providers to compete on price and quality, leading to greater transparency and an overall reduction in medical costs.
Analysts note that the plan aims to give individuals control over their healthcare spending, aligning with a market-based approach to reform. The measure is expected to face significant opposition from Democratic leaders and healthcare advocates who have long defended the ACA's subsidy structure as essential for maintaining affordable access to insurance.